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Metro by T-Mobile Guide: Plans, Prices, Free Phones & Deals 2025

Daniel James Walker Mercer • 2026-09-23 • Reviewed by Oliver Bennett

Few prepaid carriers have had as many identities as Metro by T-Mobile. It began in 1994 as MetroPCS, a regional phone company, and spent three decades inside T-Mobile’s orbit: acquired in 2013, rebranded in 2018, and repositioned in April 2025 around four new prepaid plans with entry pricing at $25 per line, per Reuters’ report on the launch. For anyone weighing a no-contract plan, here’s what changed, what still costs extra, and whether the free-phone promos justify the switch.

Plans start at: $30/month with AutoPay ·
Network: T-Mobile 4G/5G ·
Founded: 1994 ·
Parent company: T-Mobile US

Quick snapshot

1Confirmed facts
2What’s unclear
3Timeline signal
4What’s next
  • Current hook: activate four lines on a Flex plan and get four free Samsung Galaxy A16 5G phones, with the fourth line free — and activation fees have been waived in limited-time windows (T-Mobile Newsroom, device promo announcement).

Eight facts, one pattern: the 2025 lineup is built for families that pay with AutoPay and want the price to stay put.

Fact Detail
Network T-Mobile 4G LTE and 5G
Plan lineup Metro Starter, Starter Plus, Flex Unlimited, Flex Unlimited Plus
Price guarantee 5 years for customers activating or in good standing on eligible plans
Entry price (4 lines) $25 per line per month on Metro Starter
Current promo Free Samsung Galaxy A16 5G with new lines on Flex plans
AutoPay Discounts applied to the advertised per-line rates
Streaming extras MLB TV and MLS Season Pass on Starter Plus
Loyalty perk T-Mobile Tuesdays included on every plan

The pattern is consistent: Metro’s 2025 plans reward multi-line households and automatic payments, and the five-year lock turns that structure into a predictable bill.

Are T-Mobile and Metro the same?

Short answer: same company, different product. Metro is T-Mobile’s prepaid brand, it runs on T-Mobile’s 4G LTE and 5G network, and its plans sit a step below T-Mobile’s postpaid tiers. For a fuller comparison, see our Metro by T-Mobile prepaid plans guide.

How do the networks compare?

  • Metro by T-Mobile: prepaid billing, no contract, runs on T-Mobile’s 4G LTE and 5G network.
  • T-Mobile postpaid: monthly bill after use, premium plans, extras like Netflix and in-flight Wi-Fi on eligible tiers.
  • Network overlap: both draw from the same towers — the coverage difference is minimal; the price difference is not.

The practical difference is billing and perks, not coverage. T-Mobile’s postpaid plans bundle streaming and travel extras and spread device costs across the plan; Metro’s 2025 lineup strips that back to the essentials, which is why the monthly price drops so much.

What are the key differences between prepaid and postpaid?

The trade-off

Prepaid means you pay up front and carry no contract; postpaid means the bill comes after you use the service. Metro’s answer to the old prepaid trade-off is a five-year price lock and free-phone promos — predictability instead of perks.

  • Metro Starter Plus: MLB TV, MLS Season Pass, T-Mobile Tuesdays, and Scam Shield (USA Today, national consumer outlet).
  • T-Mobile postpaid: Netflix and in-flight Wi-Fi on eligible premium tiers.

The pattern: same network, different economics. If you don’t use on-phone Netflix or in-flight Wi-Fi enough to justify postpaid pricing, Metro’s 2025 terms deliver the same coverage at a much lower starting point.

How much does Metro by T-Mobile cost per month?

What is the cheapest Metro plan?

Metro Starter: $25/line for 4 lines ·
Starter Plus: $40 fixed ·
Flex Unlimited: $30/line for 4 lines ·
Flex Plus: $35/line for 4 lines

Those are the multi-line rates Reuters reported when T-Mobile’s prepaid brand relaunched the lineup: Metro Starter drops to $25 per line for a family of four, Starter Plus is a fixed $40 plan with two-line specials, and Flex Unlimited and Flex Plus run $30 and $35 per line respectively on four-line accounts (Reuters via U.S. News, wire report on the launch).

  • Business Insider’s read on the fine print: the $40 tier has no hotspot data, the $50 tier includes 8GB, and the cheapest plan is only available for online orders (Business Insider, consumer tech analysis).
  • Metro’s online plans page has also listed a $25 unlimited rate with AutoPay (Metro by T-Mobile, official online plans page).

For a single line, the entry point with AutoPay is $30 per month, and Metro’s plans page lists the lineup in $40 and $60 tiers, adding that customers activating — or in good standing on eligible plans — qualify for the 5-year price guarantee (Metro by T-Mobile, official plans page).

Are there additional fees?

  • Taxes and fees aren’t included in the advertised plan prices.
  • Activation fees have been waived during limited-time promos.
  • AutoPay discounts are baked into the headline $25-$35 per-line rates.
Bottom line: Metro’s $25 plan is a family product, not a universal price — the $25 rate requires four lines and AutoPay. Families with four lines: lock the Starter tier and take the five-year guarantee. Single-line shoppers: the online-only $25 rate exists, but the $40 Starter Plus tier is the more predictable single-line bill.

The pattern: the $25 headline rate is built for four-line AutoPay households; single-line shoppers get a steadier bill from the $40 tier.

How do I pay my Metro by T-Mobile bill?

How to pay online via myMetro

  • Go to mymetro.com on a phone or desktop browser.
  • Sign in or create the myMetro account.
  • Open Billing, choose a payment method, and confirm.

How to set up autopay

  • Log in to the myMetro app or website.
  • Select Autopay and link a card or bank account.
  • Keep AutoPay active to hold the advertised rate; the discount is built into the $25-$35 figures.

How to pay in-store

  • Find a Metro by T-Mobile store and bring your number or account PIN.
  • Pay cash or card at the counter; you can also pay by phone through Metro’s customer service line.

Practical takeaway: AutoPay is the silent discount. The account portal and in-store cash payments work, but the headline $25-$35 rates assume you’ve already turned AutoPay on and kept the lines active.

What free phones does Metro by T-Mobile have?

How to get a free phone with a new line

  • Free phones sit inside activation promos — the current deal gives four free Samsung Galaxy A16 5G phones when you activate four lines on any Flex plan, as shown in the snapshot above.
  • Promo terms are what matter: porting rules, plan minimums, and online-only pricing shift with each campaign.

USA Today’s plan-by-plan review added two useful details: the $25 Starter offer doesn’t require number porting, and Flex Unlimited includes 8GB of hotspot data plus an annual upgrade after 12 months (USA Today, national consumer outlet).

Can I upgrade for free?

The catch

“Free” at Metro usually means “free with a qualifying activation.” The annual upgrade — the perk that actually saves money over time — arrives only on Flex Unlimited, not on the $25 Starter tier that most shoppers click first.

  • Upgrade eligibility on existing lines typically opens after 90 days.
  • Flex Unlimited formalizes an annual upgrade after 12 months.
  • Trade-in offers rotate through the same campaign cycles as free-phone promos.

The practical path: bring a number, pick a plan with the right perks, and treat the phone offer as part of the monthly price rather than a separate deal. If you need a new device every year, Flex Unlimited’s annual upgrade is the tier that matches that behavior.

Bottom line: Metro’s free phones are activation rewards, not loyalty gifts. New switchers: activate four lines on a Flex plan and the A16 5G phones are genuinely free. Existing customers: the annual-upgrade perk lives on Flex Unlimited, not on the $25 Starter tier.

The implication: activation rewards favor switchers, while the annual upgrade is the perk that keeps existing customers on the Flex tier.

What are the current phone deals at Metropcs?

Metro’s deal structure rotates around two levers: new lines and multi-line accounts. The current promo rewards both — four lines on a Flex plan triggers four free Samsung Galaxy A16 5G phones, the fourth line free, per the snapshot above. Trade-in offers and seasonal price cuts layer on top during peak shopping windows.

What is the best phone to buy at Metro?

  • Galaxy A16 5G: the current free-with-activation star, tied to the four-line Flex promo.
  • Galaxy A series and iPhone SE: the names that keep showing up in Metro’s budget sweet spot.
  • Best value: whichever device is free on the plan you actually need, since the promo terms are tied to activations.

The “best” phone at Metro depends on whether you’re upgrading, switching, or adding lines. For switchers, the free A16 5G is hard to beat because it costs nothing and rides T-Mobile’s 5G network. For upgraders, the annual-upgrade perk on Flex Unlimited matters more than any single handset in the catalog.

What is the cheapest cell phone available?

  • Entry-level Androids (Motorola and Alcatel) sit at the low end of Metro’s in-store lineup.
  • Online-only pricing can undercut the store price, as with the $25 unlimited plan.
  • The cheapest phone is often $0 with the right activation — the hardware cost folds into the plan.

Buying the cheapest device outright rarely makes sense for new customers. The smarter math is to treat the phone as part of the plan: a free A16 5G with four lines at $25 per line per month beats a $50 phone on a more expensive single-line plan, especially with the 5-year price lock.

The upshot

The deal structure rewards commitment — more lines, AutoPay, and longer horizons — so the best phone at Metro is the one attached to the plan you’d choose anyway.

Bottom line: The pattern: Metro’s promos keep pulling shoppers toward multi-line AutoPay plans, where the free hardware becomes a retention tool.

Metro by T-Mobile vs T-Mobile Postpaid: Side by Side

Three points of comparison, one pattern: same network, different billing and perks.

Feature Metro by T-Mobile T-Mobile Postpaid
Plan model Prepaid, pay before use, no contract Postpaid, pay after use, device financing optional
Network T-Mobile 4G LTE and 5G T-Mobile 4G LTE and 5G
Price guarantee 5-year price assurance on eligible plans Pricing varies by plan and promotions
Included perks T-Mobile Tuesdays on all plans; MLB TV and MLS Season Pass on Starter Plus Netflix and in-flight Wi-Fi on eligible premium tiers
Free phone deal Galaxy A16 5G ×4 with four lines on Flex plans Device promos tied to eligible plan tiers

The trade-off is clean: Metro cuts the bill and keeps the network; T-Mobile keeps the premium perks and charges accordingly. For a family that wants reliable coverage and predictable pricing, the comparison leans prepaid; for someone who lives in streaming apps and airplane seatbacks, postpaid still earns its premium.

Metro by T-Mobile Plan Specs at a Glance

Eight specs, one pattern: the middle tiers carry the perks, the entry tiers carry the price.

Spec Detail
Plan names Metro Starter, Starter Plus, Flex Unlimited, Flex Unlimited Plus
Launch date April 22, 2025
Multi-line entry price $25 per line/month on Starter (4 lines)
Price guarantee 5 years on eligible activations
Hotspot data None on the $40 tier; 8GB on the $50 tier
Annual upgrade Flex Unlimited, after 12 months
Streaming extras MLB TV and MLS Season Pass on Starter Plus
Free phone promo Samsung Galaxy A16 5G ×4 with four lines

The spec sheet tells the same story as the pricing: the entry tier exists to hit a number, the $40 tier fills the middle, and the Flex tiers exist for people who treat hotspot data and annual upgrades as must-haves.

Metro by T-Mobile: Upsides and Downsides

Upsides

  • Entry pricing drops to $25 per line per month on four-line accounts.
  • 5-year price guarantee on eligible plans.
  • Unlimited 5G data plus T-Mobile Tuesdays on every plan.
  • Free phone promos tied to new activations.
  • No annual contract; AutoPay discounts on advertised rates.

Downsides

  • The cheapest rate is online-only, so in-store pricing can differ.
  • No hotspot data on the $40 tier.
  • Taxes and fees aren’t included in advertised prices.
  • Postpaid extras like Netflix and in-flight Wi-Fi aren’t part of the deal.
  • Promotions change without published end dates.

The trade-off is explicit: the 5-year price lock and free phones make Metro a strong prepaid choice, but the online-only entry rate and thin perk set mean the cheapest plan isn’t the best plan for everyone.

How to Switch to Metro by T-Mobile, Step by Step

  1. Check compatibility. Make sure your current phone is unlocked and works on T-Mobile’s 4G LTE or 5G network; if it isn’t, Metro’s free-phone promo covers the hardware.
  2. Choose the plan. Starter for the lowest multi-line price, Starter Plus for a fixed $40 bill, or Flex Unlimited if hotspot data and annual upgrades matter.
  3. Shop online for the best rate. The cheapest plan pricing is online-only, so the web checkout beats the in-store price on the entry tier.
  4. Bring your number. Porting a phone number unlocks the best free-phone terms; the $25 Starter offer is the exception and doesn’t require porting.
  5. Turn on AutoPay. The advertised $25-$35 per-line rates assume AutoPay, so set it during activation.
  6. Set up myMetro. Create the account in the app to pay bills, watch data usage, and track upgrade eligibility.

The switch itself is straightforward; the pricing details are where most shoppers get tripped up. Set AutoPay, watch for online-only terms, and keep the plan tier aligned with the perks you’ll actually use.

Metro by T-Mobile: A Brief History

Metro’s history is the reason its 2025 pricing matters: MetroPCS was founded in 1994, began providing wireless service in 1996, was acquired by T-Mobile in 2013, and was rebranded as Metro by T-Mobile in 2018 (T-Mobile Newsroom, Metro’s parent company).

  • — MetroPCS founded.
  • — MetroPCS begins providing wireless service.
  • — T-Mobile acquires MetroPCS.
  • — Rebranded as Metro by T-Mobile.
  • — Four-plan lineup launches with a 5-year price promise.

The 2025 relaunch matters because it changed what prepaid promises: a fixed price for five years instead of a rate that resets every season. For the full campaign timeline, see Metro by T-Mobile launches new plans with a 5-year price guarantee.

What’s Confirmed, What’s Still Unclear

Confirmed facts

  • Metro is a prepaid brand of T-Mobile and uses T-Mobile’s 4G LTE and 5G network (T-Mobile Newsroom, Metro’s parent company).
  • Four new plans launched on April 22, 2025, with entry pricing at $25 per line (Reuters via U.S. News, wire report on the launch).
  • A 5-year price guarantee applies to eligible activations and customers in good standing (USA Today, national consumer outlet).
  • The current free-phone promo bundles four Galaxy A16 5G phones with four lines on Flex plans (T-Mobile Newsroom, device promo announcement).

What’s unclear

  • When the current promotions end — Metro’s plans page doesn’t list expiration dates.
  • Whether the $25 online-only rate will extend to stores or change with the next plan cycle.
  • Which phone models will anchor the next free-phone promo.
  • Whether Metro will ever add postpaid-style benefits like Netflix or in-flight Wi-Fi.

The balance of evidence is clear enough to act on, but the open questions are real: treat the promo terms as temporary even though the 5-year guarantee is the durable part of the offer.

What the Coverage Says

All Metro options include a 5-year price guarantee, unlimited 5G data, unlimited talk and text, and access to T-Mobile Tuesdays. The cheapest option is available only for online orders.

Business Insider (consumer tech analysis of Metro’s plans)

Metro’s $25 Starter plan offer doesn’t require number porting, and the Flex Unlimited plan includes 8GB of hotspot data plus annual upgrades after 12 months.

USA Today (national consumer outlet covering the price guarantee)

The consensus worth noting: both the trade press and the consumer press focus on the same three variables — the online-only entry rate, the 5-year lock, and which plan tiers get the perks. That’s the signal for shoppers: read the fine print on the $25 offer, then decide whether the Flex upgrade is worth the extra per line.

Metro’s 2025 rebrand turned a familiar prepaid pitch into a sharper one: the same T-Mobile network, prepaid billing, and a five-year price lock on eligible activations. The trade-offs are equally clear — the best entry rate is online-only, the perks sit on the pricier tiers, and postpaid extras like Netflix stay with T-Mobile’s premium plans. For a family of four, the choice is concrete: lock the $25-per-line Starter rate with AutoPay and pocket the free A16 5G phones, or pay more on Flex Unlimited for hotspot data and annual upgrades — in either case, if you stay in good standing, the price you start with is the price you keep for five years.

Frequently asked questions

Does Metro by T-Mobile have 5G coverage?

Yes. Every current Metro plan includes unlimited 5G data on T-Mobile’s 4G LTE and 5G network.

Can I keep my current phone number when switching to Metro?

Yes. Metro supports number porting, and many free-phone promos require it. The $25 Starter plan offer does not require porting.

How do I check my data usage on Metro?

Sign in to the myMetro app or the online account portal and open the usage section.

Does Metro by T-Mobile offer international roaming?

Metro’s international features are limited compared with T-Mobile postpaid plans. Check the official plans page for current roaming details.

Is Metro by T-Mobile better than Cricket or Boost?

It depends on your priorities. Metro’s current edge is the five-year price guarantee, the online-only $25 rate, and access to T-Mobile’s 4G LTE and 5G network.

What is the refund policy if I cancel within the first 30 days?

Prepaid service charges are generally not refunded after activation. Device returns follow the return window described at the point of sale.

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Daniel James Walker Mercer

About the author

Daniel James Walker Mercer

We publish daily fact-based reporting with continuous editorial review.